The following is a list of common North Carolina exemptions.  This is not a complete list and should not be relied upon until speaking with an attorney about what exemptions are available for you to claim.

1. Residence:  $35,000.00 equity per individual debtor, $70,000.00 for joint debtors (Equity= Current value minus loan payoff)

2. Automobile: $3,500.00 equity

3. Wildcard: $5,000.00 per debtor (Can be stacked with automobile exemption)

4.  Household Goods: $5,000.00 per debtor

5.  Tools of the trade: $2,000.00

6.  Life Insurance- may be 100% exempt

7.  IRA- may be 100% exempt

8.  Pension or 401K- may be 100% exempt

9.  Personal Injury proceeds- may be 100% exempt

10.  Earnings in the last 60 days necessary for support of family