Insurance points and DMV points are often confused for being one in the same, which is simply not the situation in North Carolina. Most people are simply concerned about the effect of insurance points on their car insurance rate after receiving a traffic citation. DMV points come into play if you receive enough points to result in revocation of your privilege to drive. The chart below is based on the North Carolina Department of Insurance Safe Driving Incentive Plan and is an attempt to showcase the difference between insurance and DMV points along with the potential insurance rate increase.
* No insurance points are to be accessed for a first conviction for speeding 10 mph or less over the posted speed limit if the violation did not occur in a school zone and there are no other moving violations in the prior three year experience period.