Monroe NC Lawyers
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​How much does it cost to file bankruptcy in NC?

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Chapter 7 (straight bankruptcy) requires all fees to be paid up front whereas Chapter 13 involves monthly payments, typically over 3-5 years. A typical Chapter 7 bankruptcy with Witt Law runs $1,950 total including all attorney fees, filing fees, and mandatory credit counseling fees. A typical Chapter 13 (wage earner plan) requires $1,500 upfront and the remainder is paid along with your monthly bankruptcy payment  over 3-5 years.

Chapter 7

  • ​Filing fee= $335
  • Credit Counseling fee= ~$30
  • Typical attorney fee= ~$1,575
*You may make monthly payments to our office, but the Court will not allow us to file until we are paid in full.

Chapter 13

  • Upfront required fee= $1,500
  • Filing fee= $310
  • Credit Counseling fee= ~$30
  • Presumptive attorney fee over life of plan set by the Court= $4,500
  • Chapter 13 Trustee Commission= ~5% of the monthly bankruptcy payment
Monroe Office:
​110 E Jefferson St.
Monroe, NC 28112

(704) 493-6851​

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Contact us
  • Home
  • Firm Info
    • Contact Us >
      • Directions to Monroe office
    • Attorney Profiles >
      • Jason D. Witt
    • Fee Schedule
  • Family Law
    • Child Custody
    • Child Support
    • Divorce
    • Property Division
    • Alimony and Post-Separation Support
    • Separation Agreements
    • Domestic Violence Protective Order
  • Criminal Law
    • Traffic/DWI >
      • Traffic Tickets
      • Suspended or Revoked License
      • Driving While Impaired
    • Misdemeanors
    • Felonies
    • Expungements
  • Other Areas
    • Bankruptcy Law >
      • Personal Bankruptcy
      • Chapter 7 vs. 13
      • Bankruptcy Myths
      • NC Bankruptcy Exemptions
      • Bankruptcy Means Test
      • Bankruptcy Disclaimer
    • Debt Settlement
    • Foreclosure Defense
  • Blog