North Carolina generally does not allow for garnishment of wages for Civil Judgments. This leaves little options for creditors outside of seizing property to satisfy judgments. If you have been served by the Sheriff or certified mail make sure you properly file your exemptions with the Court within 20 days.
Exemptions to claim in NC
What is the creditor looking to take- Bank accounts and large items that can be sold at an auction such as land, cars, boats, and ATV’s. Although your couch would not clear the auction fees, you are best served to list it or else you leave it exposed.