It is critical to remember that your bankruptcy petition must contain a complete and total disclosure of all your assets and all your debts. Not just the debts you wish to disclose or discharge, but all debts including potentially non-dischargable debt like student loans and taxes. Failure to disclose all your assets and debts can result in a denial of discharge, loss of property, or even criminal prosecution for bankruptcy fraud. That being said the following list contains common omissions that clients often "forget" or fail to disclose on their petition.
Top 10 List:
Land or houses in another state maybe you inherited .
Business entities you started or owned in the last 6 years even if no assets.
401K's or pensions with very little value.
Life Insurance provided by an employer.
Transfers of houses or cars.
Those random 20 shares of stock that was a gift from grandma or your employer.
Payments to friends or family must be disclosed.
That medical provider or family member you don't want to list as a creditor.